Terms of Service

1. Acceptance of Terms

By accessing or using VyaPay, you acknowledge that you have read, understood, and agreed to these Terms of Service, as well as our Privacy Policy. VyaPay reserves the right to update or modify these terms at any time, and your continued use of the platform indicates acceptance of any changes.

2. Services Provided

VyaPay facilitates money transfers through credit cards, allowing users to send funds to any recipient, regardless of whether the recipient is a vendor or an individual. VyaPay is not a bank or a financial institution and does not provide banking or deposit services.

3. Eligibility

• Be at least 18 years old.
• Provide accurate and truthful information during registration.
• Comply with all applicable laws and regulations.

By using our platform, you confirm that you meet these requirements.

4. User Responsibilities

• Use VyaPay for lawful purposes only.
• Ensure that all transactions are legitimate and free of fraudulent intent.
• Protect your account credentials and notify us immediately in case of unauthorized access.

You are solely responsible for any activity that occurs under your account.

5. Fees and Charges

VyaPay may charge fees for transactions, which will be disclosed before you confirm a transaction. Any fees incurred by your credit card issuer, including interest or additional charges, are your responsibility.

6. Prohibited Activities

You may not use VyaPay for:

• Illegal activities or transactions.
• Sending or receiving funds for fraudulent purposes.
• Violating any third-party rights, including intellectual property rights.

VyaPay reserves the right to suspend or terminate accounts engaged in prohibited activities.

7. Disclaimers

• VyaPay is not responsible for transaction failures caused by incorrect information, insufficient funds, or third-party system issues.
• We do not guarantee uninterrupted or error-free operation of our platform.
• VyaPay shall not be liable for any indirect or consequential damages arising from your use of our services.

8. Privacy

Your use of VyaPay is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Termination

VyaPay reserves the right to suspend or terminate your access to our platform at our discretion, with or without prior notice, for any reason, including breach of these Terms.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of India, without regard to conflict of laws principles.